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Committee and insurance


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Hi all

After a bit of information/advice. I am manager of a committee led pre-school. We are a small rural setting employing only 5 staff. The committee have recently started investigating what our insurance covers us for and where the trustees would stand if a legal claim was made against us. Have any you ever had any problems with claims being made against you with regards to Health and Safety/ Risk assessments should a child have an accident. We think we have everything covered but were just worried that insurance might not cover us in these sort of incidents.


Thank you

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Hi the charity I work for is a committee and yes we have separate indemnity insurance to protect committee members as individuals - we have never had a claim made against us though and have been running for 46 years! but with todays "where there's blame there's a claim" culture I have to say I would probably go for the indemnity if I were your committee!!

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