Playgroup Insurance

[Buttercup]

we are a playgroup operatiing 9-3 mon - fri. just had insurance it is £450 includes extra for loss of revenue. just noticed that equipment is only £5,000. morton michel want £10 per £1,000 this sounds a lot. Have not done an inventory so no idea how much equipment is worth. just bought new childrens kitchen that was £800. tables and chairs are over £1,000 without anything else.

 

What insurance do you use or can recommend.

 

thanks

 

buttercup

[Pimms o'clock?]

We use William Taylor, family firm that I usually deal with the daughter Emma. The policy I have with them is from Eccessiastical and was over £50.00 less that Morton Michel. They let me pay with three postdated cheques at no extra cost.

 

Hope this helps, they can be found at www.williamtaylor.org.uk Might be worth you telling them I told you about them, you never know they might give me a discount next year!!!! Cheeky or what?

 

BMG

Edited July 18, 2010 by BMG

[Buttercup]

dont know if its me not looking but does not seem to include equipment

 

thanks

 

buttercup

[Pimms o'clock?]

...on page 3 of the cover summary it says "This is a summary of the cover provided

by the Ecclesiastical Insurance Office plc

Nursery Insurance policy

The policy will cover

Contents and personal effects"

 

...and pn page 6 of the application form it asks for "© Contents £

Include all business contents and equipment except items to be listed in computer equipment

or ‘all risks’ below. Computer systems records are included up to 5% of the sum insured you select

for contents."

 

So you have to put a value to your contents, how much it would cost you to replace everything.

 

Hope this is of some help, all the document from Ecclesiastical are there for viewing.

 

BMG